• Bull Street
  • Posts
  • πŸ“ˆ Explore the Benefits of Private Credit Investing

πŸ“ˆ Explore the Benefits of Private Credit Investing

Take your portfolio to the next level with private credit

Together With

A Message From Percent

Explore the Benefits of Private Credit Investing

Curious about expanding your portfolio beyond stocks and bonds? You might be interested in private credit, where you can lend money to corporate borrowers in exchange for an expected contractual return on your principal.

Why private credit? Allocating 10% of a portfolio to private credit instead of stocks and bonds alone has historically raised returns and lowered volatility1. As a result, private credit has become increasingly popular with institutional investors, like Blackstone, Morgan Stanley and KKR.

Percent simplifies access to private credit investing with low minimums (just $500) and shorter durations (typically 6-36 months) through their marketplace. Plus, deals are available to both institutional and individual accredited investors, making it one of the few places an everyday investor could get in.

Historical data on private credit returns remains strong: In 2023, private credit averaged a 12% return2 globally, and on Percent, a net return of 14.5%.

Disclaimer: Alternative investments are speculative and possess a high level of risk. No assurance can be given that investors will receive a return of their capital. Those investors who cannot afford to lose their entire investment should not invest. Investments in private placements are highly illiquid and those investors who cannot hold an investment for an indefinite term should not invest. Private credit investments may be complex investments and they are subject to default risk.